Care-setting cost estimator
Nursing Home Cost Calculator
Estimate a possible future nursing-home cost using 2025 state median daily rates, room type, timing, duration, and inflation assumptions.
Start with a 2025 state median, then adjust.
Your educational estimate
$553,665
A possible projected cost for 3 year(s) of nursing home care beginning in 15 year(s), based on the National average 2025 median and your other inputs.
Daily facility rate × 365 days, then projected forward using your timing, duration, and inflation assumptions. This is a planning estimate based on survey medians, not a quote, policy illustration, care plan, recommendation, or prediction of actual costs.
How to use this estimate
Start with a state median, then make it personal.
The calculator’s rate is a current planning benchmark, not a guaranteed local price. Replace it with a provider quote when available and update the hours, timing, duration, and inflation assumptions to explore a different scenario.
Room and care details matter
A daily rate can depend on the room type, services, acuity, and what a facility includes or bills separately.
Coverage questions are separate
A short-term medical benefit is not the same as a plan for ongoing long-term care or custodial support.
Confirm costs directly
For an immediate need, ask facilities about current availability, services, and payment arrangements.
Questions people ask
Nursing home care cost questions, answered clearly
These answers explain the estimate’s starting point and limits. For an immediate care need, confirm current availability and pricing directly with local providers.
How much does a nursing home cost per day?
Nursing-home charges vary widely by state, room type, facility, services, and care needs. This calculator begins with a 2025 CareScout state median daily rate and distinguishes semi-private and private rooms when that state data is available.
What is the difference between a private and semi-private nursing-home room?
A private room is single occupancy, while a semi-private room is shared. The daily charge can differ materially. The calculator lets you compare the relevant state median and notes when private-room data were not reported.
How does the nursing-home calculator estimate future cost?
It multiplies the selected daily facility rate by 365 days, then applies the timing, duration, and annual inflation assumptions you choose. It is a planning estimate, not a facility quote or coverage determination.
Compare local data: The Federal Long Term Care Insurance Program offers a separate location-based cost tool. Its figures are general guidelines and may differ from provider-specific costs.
Explore the federal cost tool