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Care-setting cost estimator

Home Health Care Cost Calculator

Estimate a possible future cost for paid in-home support using 2025 state median rates, weekly hours, timing, duration, and inflation assumptions.

Your estimate

Start with a 2025 state median, then adjust.

Data source: CareScout Cost of Care Survey 2025 state median data, collected July–November 2025. View state data Methodology

Your educational estimate

$385,627

A possible projected cost for 3 year(s) of home health care beginning in 15 year(s), based on the National average 2025 median and your other inputs.

Current annual cost at your selected schedule$80,080
First estimated year of care$124,762
Explore planning options

Hourly rate × weekly paid-support hours × 52 weeks, then projected forward using your timing, duration, and inflation assumptions. This is a planning estimate based on survey medians, not a quote, policy illustration, care plan, recommendation, or prediction of actual costs.

How to use this estimate

Start with a state median, then make it personal.

The calculator’s rate is a current planning benchmark, not a guaranteed local price. Replace it with a provider quote when available and update the hours, timing, duration, and inflation assumptions to explore a different scenario.

01

Hours are a major cost driver

A few hours of paid support each week and a daily care schedule create very different planning questions.

02

Services may not be comparable

Personal care, homemaker support, skilled services, and care coordination can be priced and delivered differently.

03

Use a provider quote when available

The state median is a starting point. Availability, shift timing, and a care plan can change a local provider’s price.

Questions people ask

Home health care cost questions, answered clearly

These answers explain the estimate’s starting point and limits. For an immediate care need, confirm current availability and pricing directly with local providers.

How much does home health care cost per hour?

There is no single nationwide hourly charge. This calculator starts with the 2025 CareScout state median for a non-medical caregiver, then lets you replace that rate with a local provider quote and set the weekly schedule.

How is home care cost estimated?

For a planning estimate, multiply the hourly rate by the number of paid-support hours each week and 52 weeks. The calculator then applies your selected timing, duration, and annual inflation assumptions.

What can change the cost of care at home?

The number and timing of hours, the type of support, local provider availability, weekend or overnight coverage, and changes in care needs can all affect an actual provider price.

Compare local data: The Federal Long Term Care Insurance Program offers a separate location-based cost tool. Its figures are general guidelines and may differ from provider-specific costs.

Explore the federal cost tool

A next step, when you are ready

See which long-term care approach may fit your priorities.

Use your estimate as a starting point, then answer a few simple questions. The existing options form securely saves your request and sends it through the established ClearPath follow-up process.

Step 1 of 7

A few easy questions

Who are you planning for?

This helps us tailor the questions ahead.

Your information is encrypted in transit and used to respond to your request.