Care-setting cost estimator
Assisted Living Cost Calculator
Estimate a possible future assisted-living cost using 2025 state median monthly rates, timing, duration, and inflation assumptions.
Start with a 2025 state median, then adjust.
Your educational estimate
$358,275
A possible projected cost for 3 year(s) of assisted living beginning in 15 year(s), based on the National average 2025 median and your other inputs.
Monthly community charge × 12 months, then projected forward using your timing, duration, and inflation assumptions. This is a planning estimate based on survey medians, not a quote, policy illustration, care plan, recommendation, or prediction of actual costs.
How to use this estimate
Start with a state median, then make it personal.
The calculator’s rate is a current planning benchmark, not a guaranteed local price. Replace it with a provider quote when available and update the hours, timing, duration, and inflation assumptions to explore a different scenario.
Ask what the monthly amount includes
Base housing, personal-care support, meals, medication help, and higher levels of care can be treated differently by each community.
Compare like with like
A monthly figure is most useful when the room type, included services, and potential additional charges are clear.
Plan for changes in support needs
Care needs can change over time, so an introductory price may not represent every possible future expense.
Questions people ask
Assisted living cost questions, answered clearly
These answers explain the estimate’s starting point and limits. For an immediate care need, confirm current availability and pricing directly with local providers.
How much does assisted living cost per month?
Monthly assisted-living charges vary by state, community, apartment type, services included, and level of support. The calculator starts with a 2025 CareScout state median for a private one-bedroom community rate and can be adjusted to a local quote.
What does an assisted-living monthly rate include?
Communities can price housing, meals, personal-care support, medication help, and higher levels of care differently. Ask each community for a clear list of what is included and what can create an additional charge.
How does the assisted-living calculator project future cost?
It multiplies the selected monthly rate by 12 months, then applies the timing, duration, and annual inflation assumptions you choose. It is an educational estimate, not a provider quote or care plan.
Compare local data: The Federal Long Term Care Insurance Program offers a separate location-based cost tool. Its figures are general guidelines and may differ from provider-specific costs.
Explore the federal cost tool